Foreclosure by Nicole Bercume: Books

There are helpful books on foreclosure law that can be found in the Ave Maria School of Law Library, including:

• Florida foreclosure: What lawyers need to know now [edited by] Jodine Mayberry ; Donna Higgins, project manager.
• Call number: KFF130.5.F56 2009

• Understanding modern real estate transactions, Alex M. Johnson, Jr.
• Call number: KF665.Z9 J65 2012  

• HUD multifamily repair and foreclosure policies [microform] : hearing before a subcommittee of the Committee on Government Operations, House of Representatives, Ninety-eighth Congress, first session, July 26, 1983.
• Call Number: CIS 84 H401-9

If you are going to have any chance of saving your home you must make it a rule every decision you make be an informed decision.  In buying this you are not only arming yourself with the information you desperately need - you are taking the first step in a strategic plan to save your home.

Included in this package are all forms necessary to assist you in attempting to prevent, stop or postpone a foreclosure action. This package of documents may be used after an actual foreclosure has been filed. The Package contains the following:

• MOTION TO DISMISS NO NOTE ATTACHED  

• MEMORANDUM OF LAW  

• ARGUMENT FOR HEARING 

• The package comes in download form. 

• The motion documents are in DOC and PDF Formats. 

• File motions pro se! (on your own) 

Nolo.com provides consumers with a plethora of information on foreclosure including articles, terminology, timelines and rescue scams. 

• If you are in foreclosure, facing foreclosure, or just falling behind on mortgage payments, it's crucial that you understand the foreclosure process -- its procedures, your defenses, ways to avoid foreclosure, and consequences after foreclosure.

• Start here to learn the basics -- what foreclosure is how it generally works, and what your options are for avoiding foreclosure. You will also find links to other topics that are crucial to understanding foreclosure, such as the timeline of the foreclosure process, deficiency judgments after foreclosure, and more.

Chapter 10. Mortgages and Mortgage Foreclosures. 

This book which can be found in the Florida room in the library includes everything you need to know about foreclosures as well as all the forms. The footnotes include citations to cases and Statutes. 

10:15 (page 175), begins the foreclosure section.

• Included: pleadings, statutory judicical sales procedure, checklist-action for foreclosure mortgage, complaint form,  Notice of action, Certificate of Sale

Your Foreclosure Companion

Index:

1. Foreclosure: The Big Picture

• A. What to Expect
• B. Your Options: An Overview
• C. How You Can Stay in Your House Payment Free
• D. Why Foreclosure Doesn’t Have to Be So Bad Don’t Get Scammed by a Foreclosure “Rescue” Company

2. Foreclosure Nuts and Bolts

• A. How Much Time You’ll Have to Respond In or Out of Court?
• B. Deficiency Judgments: Will You Still Owe Money After the Foreclosure?
• C. Taxes

3. Can You Keep Your House? Should You?

• A. The Emotional Part of Foreclosure
• B. The Economics of Foreclosure: What You Need to Know
• C. When It Makes Sense to Keep Your House
• D. When It Makes Sense to Give up Your House

4. Negotiating a Workout

• A. Do You Have Enough Time to Negotiate?
• B. Working With a Nonprofit Housing Counselor
• C. Basic Workout Options
• D. Workouts for Government-Backed Mortgages
• E. Special Protections for Service Members on Active Duty

5. How Chapter 13 Bankruptcy Can Delay or Stop Foreclosure

• A. Using Chapter 13 to Keep Your House
• B. Using Chapter 13 to Delay Foreclosure
• C. Coming Up With a Repayment Plan
• D. An Overview of the Chapter 13 Bankruptcy Process
• E. Will You Need a Lawyer?

6. How Chapter 7 Bankruptcy Can Delay or Stop Foreclosure

• A. How Chapter 7 Bankruptcy Helps You
• B. Using Chapter 7 Bankruptcy to Keep Your House
• C. Using Chapter 7 Bankruptcy to Delay a Foreclosure Sale
• D. The Chapter 7 Bankruptcy Process: An Overview
• E. Do You Qualify for Chapter 7 Bankruptcy?
• F. Will You Need a Lawyer?

7. Fighting Foreclosure in Court

• A. How Long Can You Delay the Sale of Your House?
• B. When It May Be Worth Fighting
• C. How to Fight a Foreclosure

8. If You Decide to Leave Your House

• A. Let the Foreclosure Proceed
• B. Sell the House in a Short Sale
• C. Offer the Lender a Deed in Lieu of Foreclosure
• D. Avoiding Deficiency Judgments
• E. Income Tax Liability for Deficiencies

9. How Long Can You Stay in Your House for Free?

• A. When You Miss Your First Payment
• B. After You Receive a Formal Notice of Intent to Foreclose
• C. After the Sale
• D. After You Get a Notice to Leave

10. Resources Beyond the Book

• A. Nonprofit Housing Counselors
• B. Real Estate Brokers
• C. Mortgage Brokers
• D. Lawyers
• E. Bankruptcy Petition Preparers
• F. Books
• G. Looking Up Foreclosure Statutes