All information provided by this guide is for instructional purposes only and should not be construed as legal advice. You should always consult an attorney to determine your legal rights.
Research Guide: Florida Consumer Collection Practices Act
Purpose of this Guide
This guide provides a step-by-step approach to research and litigation under the Florida Consumer Collection Practices Act ("FCCPA") (Fla. Stat. §§ 559.55-559.785).
The tabs at the top of this page indicate the steps to follow in order to determine the most current, applicable law for your case.
I. Secondary Sources:
II. Primary Sources:
III. Pleadings & Practioner Forms:
The FCCPA imposes a statutory limit of $1000 on damages to consumers against creditors who are found liable under the Act. See Fla. Stat § 559.77(2).
The FCCPA makes creditors liable for court costs and reasonable attorney's fees incurred by the plaintiff. See Fla. Stat § 559.77(2).
Would consumer's action against creditor be commenced within four years of attempt to collect a debt? See Fla. Stat. § 95.11(3)(f)
Has consumer been contacted with regard to a debt owed?
Is creditor registered in Florida? See Fla. Stat. §§ 559.553, 559.555, 559.563, 559.565.
Has the consumer been notified within 30 days of assignment of debt before action to collect debt commenced? See Fla. Stat. § 559.715.